[Federal Register Volume 78, Number 247 (Tuesday, December 24, 2013)]
[Notices]
[Pages 77679-77680]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2013-30617]


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FEDERAL DEPOSIT INSURANCE CORPORATION


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request Re: Information Collection for Qualitative 
Research

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Notice and request for comment.

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SUMMARY: In accordance with the requirements of the Paperwork Reduction 
Act (PRA) of 1995 (44 U.S.C. chapter 35), the FDIC may not conduct or 
sponsor, and the respondent is not required to respond to, an 
information collection unless it displays a currently valid Office of 
Management and Budget (OMB) control number. As part of its continuing 
effort to reduce paperwork and respondent burden, the FDIC invites the 
general public and other Federal agencies to take this opportunity to 
comment on its submission to OMB of a request for approval of a 
proposed new generic collection of information from persons who may 
participate in interviews, financial service focus groups, and 
cognitive testing sessions. On June 19, 2013 (78 FR 36779), the FDIC 
requested comment for 60 days on a proposed new information collection 
entitled Information Collection for Qualitative Research. No comments 
were received on the proposal. The FDIC hereby gives notice of 
submission of its request to OMB to establish the collection.

DATES: Comments must be submitted on or before January 23, 2014.

ADDRESSES: Interested parties are invited to submit written comments to 
the FDIC by any of the following methods:
     http://www.FDIC.gov/regulations/laws/federal/notices.html
     Email: [email protected] Include the name of the 
collection in the subject line of the message.
     Mail: Leneta G. Gregorie (202-898-3719), Counsel, Room NY-
5050, Federal Deposit Insurance Corporation, 550 17th Street NW., 
Washington, DC 20429.
     Hand Delivery: Comments may be hand-delivered to the guard 
station at the rear of the 17th Street Building (located on F Street), 
on business days between 7:00 a.m. and 5:00 p.m.
    All comments should reference ``Information Collection for 
Qualitative Research.'' A copy of the comments may also be submitted to 
the OMB desk officer for the FDIC: Office of Information and Regulatory 
Affairs, Office of Management and Budget, New Executive Office 
Building, Washington, DC 20503.

FOR FURTHER INFORMATION CONTACT: Leneta Gregorie, at the FDIC address 
above.

SUPPLEMENTARY INFORMATION:
    Proposal for the following new generic collection of information:
    Title: Information Collection for Qualitative Research
    OMB Number: 3064-NEW.
    Affected Public: Consumers and financial services providers.
    Estimated Annual Number of Respondents: 760.
    Estimated Average Time per Response: 2.94 hours (varying from 1 to 
3.5 hours, including, where applicable, travel time and intake form).
    Total Estimated Annual Burden: 2,235 hours.
    General Description of Collection: The FDIC plans to collect 
information from consumers and financial services providers through 
qualitative research methods such as focus groups, in-depth interviews, 
and/or qualitative virtual methods. The information collected will be 
used to deepen the FDIC's understanding of the knowledge, experiences, 
behaviors, capabilities, and preferences of consumers of financial 
services. These qualitative research methods will also contribute to 
the FDIC's understanding of how consumers, including those who are 
financially underserved, use a range of

[[Page 77680]]

different types of bank and non-bank financial services. Interviews of 
financial services providers are intended to provide greater insight 
into the providers' perceptions of the opportunities and challenges of 
providing an array of financial services and products. These 
qualitative methods will also provide an opportunity to test and 
improve other survey efforts conducted by the FDIC. For instance, it 
could help identify specific financial services and terminology used by 
consumers and financial industry professionals to improve FDIC's 
economic inclusion survey instruments (OMB Control Nos. 3064-0158 and 
3064-0167). The FDIC does not intend to use qualitative research to 
measure or quantify results.
    Participation in this information collection will be voluntary and 
conducted in-person, by phone, or using other methods, such as virtual 
technology. The FDIC plans to retain an experienced contractor(s) to 
recommend the most appropriate collection method based on the 
objectives of each qualitative research effort. It is likely that each 
qualitative research effort will include a short intake form (1 or 2 
pages long). The FDIC will consult with OMB regarding each specific 
information collection during the approval period. This voluntary 
collection of information will put a slight burden on a very small 
percentage of the public. The FDIC estimates that, over the three year 
clearance period of this request, it may conduct annually up to 50 
focus groups, 110 one-on-one in-person or phone interviews, four 
cognitive testing sessions, and one virtual survey for a variety of 
projects associated with financial services.

Request for Comment

    Comments are invited on: (a) Whether the collection of information 
is necessary for the proper performance of the FDIC's functions, 
including whether the information has practical utility; (b) the 
accuracy of the estimates of the burden of the information collection, 
including the validity of the methodology and assumptions used; (c) 
ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) ways to minimize the burden of the information 
collection on respondents, including through the use of automated 
collection techniques or other forms of information technology. All 
comments will become a matter of public record.

    Dated at Washington, DC, this 19th day of December, 2013.

Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2013-30617 Filed 12-23-13; 8:45 am]
BILLING CODE 6714-01-P