[Federal Register Volume 80, Number 244 (Monday, December 21, 2015)]
[Notices]
[Pages 79339-79340]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2015-31889]


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FEDERAL RESERVE SYSTEM


Formations of, Acquisitions by, and Mergers of Bank Holding 
Companies

    The companies listed in this notice have applied to the Board for 
approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 
1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other 
applicable statutes and regulations to become a bank holding company 
and/or to acquire the assets or the ownership of, control of, or the 
power to vote shares of a bank or bank holding company and all of the 
banks and nonbanking companies owned by the bank holding company, 
including the companies listed below.
    The applications listed below, as well as other related filings 
required by the Board, are available for immediate inspection at the 
Federal Reserve Bank indicated. The applications will also be available 
for inspection at the offices of the Board of Governors. Interested 
persons may express their views in writing on the standards enumerated 
in the BHC Act (12 U.S.C. 1842(c)). If the proposal also involves the 
acquisition of a nonbanking company, the review also includes whether 
the acquisition of the nonbanking company complies with the standards 
in section 4 of the BHC Act (12 U.S.C. 1843). Unless otherwise noted, 
nonbanking activities will be conducted throughout the United States.
    Unless otherwise noted, comments regarding each of these 
applications must be received at the Reserve Bank indicated or the 
offices of the Board of Governors not later than January 14, 2016.
    A. Federal Reserve Bank of Boston (Prabal Chakrabarti, Senior Vice

[[Page 79340]]

President) 600 Atlantic Avenue, Boston, Massachusetts 02210-2204:
    1. Pentucket Bank Holdings, MHC, and Pentucket Bancorp, Inc., both 
in Haverhill, Massachusetts; to become bank holding companies by 
acquiring 100 percent of the voting shares of Pentucket Bank, 
Haverhill, Massachusetts.
    B. Federal Reserve Bank of Chicago (Colette A. Fried, Assistant 
Vice President) 230 South LaSalle Street, Chicago, Illinois 60690-1414:
    1. Eastern Michigan Financial Corporation, Croswell, Michigan; to 
merge with Ruth Bank Corporation, and thereby indirectly acquire voting 
shares of Ruth State Bank, both in Ruth, Michigan.
    C. Federal Reserve Bank of Minneapolis (Jacquelyn K. Brunmeier, 
Assistant Vice President) 90 Hennepin Avenue, Minneapolis, Minnesota 
55480-0291:
    1. First Bancshares Corporation, Gladstone, Michigan; to acquire 
100 percent of the voting shares of Northern Michigan Bank & Trust, 
Escanaba, Michigan.
    D. Federal Reserve Bank of Kansas City (Dennis Denney, Assistant 
Vice President) 1 Memorial Drive, Kansas City, Missouri 64198-0001:
    1. CSBO Holdings, Inc., Employee Stock Ownership Plan, Ridgway, 
Colorado; to become a bank holding company by acquiring 51 percent of 
the voting shares of CSBO Holdings, Inc., Ridgway, Colorado, and 
thereby indirectly acquire voting shares of Citizens State Bank of 
Ouray, Ouray, Colorado.

    Board of Governors of the Federal Reserve System, December 15, 
2015.
Michael J. Lewandowski,
Associate Secretary of the Board.
[FR Doc. 2015-31889 Filed 12-18-15; 8:45 am]
BILLING CODE 6210-01-P