12Banks and Banking82012-01-012012-01-01falseTable Of ContentsBanks and BankingBUREAU OF CONSUMER FINANCIAL PROTECTIONEQUAL CREDIT OPPORTUNITY ACT (REGULATION B)Sec.1002.1Authority, scope and purpose.1002.2Definitions.1002.3Limited exceptions for certain classes of transactions.1002.4General rules.1002.5Rules concerning requests for information.1002.6Rules concerning evaluation of applications.1002.7Rules concerning extensions of credit.1002.8Special purpose credit programs.1002.9Notifications.1002.10Furnishing of credit information.1002.11Relation to state law.1002.12Record retention.1002.13Information for monitoring purposes.1002.14Rules on providing appraisal reports.1002.15Incentives for self-testing and self-correction.1002.16Enforcement, penalties and liabilities.Appendix A to Part 1002—Federal Agencies to be Listed in Adverse Action NoticesAppendix B to Part 1002—Model Application FormsAppendix C to Part 1002—Sample Notification FormsAppendix D to Part 1002—Issuance of Official InterpretationsSupplement I to Part 1002—Official InterpretationsAuthority: