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Regulatory Information
1997_register
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2010-09-24
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Individual Market Health Insurance Reform: Portability From Group to Individual Coverage; Federal Rules for Access in the Individual Market; State Alternative Mechanisms to Federal Rules
Rules and Regulations
D09002ee1be0213ab
D09002ee1be0214ad
United States
Department of Health and Human Services
originator
org
United States Government Agency or Subagency
This interim final rule with comment period implements section 111 of the Health Insurance Portability and Accountability Act of 1996, which sets forth Federal requirements designed to improve access to the individual health insurance market. Certain ``eligible individuals'' who lose group health insurance coverage are assured availability of coverage in the individual market, on a guaranteed issue basis, without preexisting condition exclusions. In addition, all individual health insurance coverage must be guaranteed renewable. This rule also sets forth procedures that apply to States that choose to implement a mechanism under State law, as an alternative to the Federal requirements, with respect to guaranteed availability for eligible individuals. It also sets forth the rules that apply if a State does not substantially enforce the statutory requirements.
62 FR 16985
https://www.govinfo.gov/app/details/FR-1997-04-08/97-8217
97-8217
fr08ap97-20
RIN 0938-AH75
4120-01-M
BPD-882-IFC
https://www.govinfo.gov/app/details/FR-1997-04-08/97-8217
https://www.govinfo.gov/content/pkg/FR-1997-04-08/html/97-8217.htm
https://www.govinfo.gov/content/pkg/FR-1997-04-08/pdf/97-8217.pdf
20 p.
16985
17004
62 FR 16985
Code of Federal Regulations
Title 45 Part 148
45 CFR Part 148
Regulation Identification Number 0938-AH75
RIN 0938-AH75
Individual Market Health Insurance Reform: Portability From Group to Individual Coverage; Federal Rules for Access in the Individual Market; State Alternative Mechanisms to Federal Rules; Federal Register Vol. 62, Issue
RULE
97-8217
DEPARTMENT OF HEALTH AND HUMAN SERVICES
1997-04-08
BPD-882-IFC
4120-01-M
97-8217
Interim final rule with comment period.
This interim final rule with comment period implements section 111 of the Health Insurance Portability and Accountability Act of 1996, which sets forth Federal requirements designed to improve access to the individual health insurance market. Certain ``eligible individuals'' who lose group health insurance coverage are assured availability of coverage in the individual market, on a guaranteed issue basis, without preexisting condition exclusions. In addition, all individual health insurance coverage must be guaranteed renewable. This rule also sets forth procedures that apply to States that choose to implement a mechanism under State law, as an alternative to the Federal requirements, with respect to guaranteed availability for eligible individuals. It also sets forth the rules that apply if a State does not substantially enforce the statutory requirements.
Effective date: These regulations are effective April 8, 1997.
Gertrude Saunders of the Insurance Reform Implementation Task Force (IRITF), (410) 786-5888.
Federal Register
Vol. 62, no. 67
Office of the Federal Register, National Archives and Records Administration
1997-04-08
continuing
daily
deposited
born digital
392 p.
Table of Contents:
AE 2.7:
GS 4.107:
AE 2.106:
KF70.A2
https://www.govinfo.gov/app/details/FR-1997-04-08
P0b002ee180a38e1e
0097-6326
0042-1219
0364-1406
769-004-00000-9
000582072
f:fr08ap97
https://www.govinfo.gov/app/details/FR-1997-04-08
https://www.govinfo.gov/content/pkg/FR-1997-04-08/pdf/FR-1997-04-08.pdf
fdlp
16659
17039
DGPO
2010-09-24
2023-05-06
FR-1997-04-08
machine generated
eng
FR
FR-1997-04-08
62
67