[Federal Register Volume 78, Number 225 (Thursday, November 21, 2013)]
[Rules and Regulations]
[Page 69753]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2013-27337]

Rules and Regulations
                                                Federal Register

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Federal Register / Vol. 78, No. 225 / Thursday, November 21, 2013 / 
Rules and Regulations

[[Page 69753]]


12 CFR Parts 1002, 1005, 1024, and 1026

Agency Information Collection Activities; Notice of Office of 
Management and Budget Approval of Information Collection Requirements

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice of approval of information collection requirements.


SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau) is announcing the 
Office of Management and Budget's (OMB) approval of new and revised 
information collection requirements contained in various final rules 
published in the Federal Register. See the SUPPLEMENTARY INFORMATION 
section below for additional information about each OMB approval.

DATES: Effective November 21, 2013. The effective date or dates of each 
final rule listed herein is provided in the related final rule or, as 
applicable, in relevant amendments published in the Federal Register.

FOR FURTHER INFORMATION CONTACT: PRA-related documentation submitted to 
the OMB for each of the below listed final rules is available at 
www.reginfo.gov. Requests for additional information should be directed 
to the Bureau's PRA Officer, 1700 G Street NW., Washington, DC 20552, 
(202) 435-9575, or email: PRA@cfpb.gov.

SUPPLEMENTARY INFORMATION: Under the PRA (44 U.S.C. 3501 et seq.) the 
Bureau may not conduct or sponsor, and, notwithstanding any other 
provision of law, a respondent is not required to respond to, an 
information collection unless it displays a currently valid OMB control 
number. Each final rule referenced herein states that affected parties 
do not have to comply with certain information collection requirements 
until OMB approves those information collection requirements and the 
Bureau publishes a notice in the Federal Register announcing this 
approval and the control number assigned by OMB. The Bureau hereby 
announces OMB approval of the information collection requirements 
contained in the final rules listed in the table below and the 
respective OMB control number currently assigned to each of the 
information collections.

                                             Federal Register citation for                      Date approved by
 Title of the collection and CFR citation              final rule              OMB Control No.         OMB
Homeownership Counseling Amendments to     78 FR 6855                                3170-0025          04/11/13
 the Real Estate Settlement Procedures
 Act (Regulation X)--12 CFR part 1024.
Mortgage Servicing Amendment (Regulation   78 FR 10695                               3170-0027          04/26/13
 X)--12 CFR part 1024.
Mortgage Servicing Amendment (Regulation   78 FR 10901                               3170-0028          04/17/13
 Z)--12 CFR part 1026.
Appraisals for Higher-Risk Mortgage Loans  78 FR 10367                               3170-0026          04/18/13
 Amendment (Regulation Z)--12 CFR part
Loan Originator Compensation Amendment--   78 FR 11279                               3170-0031          04/17/13
 12 CFR part 1026.
Equal Credit Opportunity Act (Regulation   78 FR 7215                                3170-0013          04/10/13
 B)--12 CFR 1002.
Electronic Fund Transfer Act (Regulation   78 FR 30661                               3170-0014          06/25/13
 E)--12 CFR 1005.
Ability to Repay and Qualified Mortgage    78 FR 35429                               3170-0035          07/12/13
 Standards Under the Truth in Lending Act
 (Regulation Z) (Concurrent Proposal)--12
 CFR 1026.

    The Consumer Financial Protection Bureau divided certain proposals 
to amend the Bureau's Regulations X and Z into separate Information 
Collection Requests (ICRs) in the Office of Management and Budget (OMB) 
system (accessible at www.reginfo.gov) to ease the public's ability to 
view and understand the individual proposals. Subsequent to the 
finalization of the rules, CFPB anticipates that it will recombine the 
portions of Regulations Z and X that are broken out in the reginfo.gov 
system into the existing control numbers for Regulations X and Z. CFPB 
respondents should continue to use the 3170-0015 control number for 
Regulation Z and 3170-0016 control number for Regulation X throughout 
this time.
    The Bureau notes that, while OMB has approved the information 
collection requirements as contained in the above noted final rules, 
the Bureau's current rules remain in effect and affected parties are 
not required to follow the requirements contained in final rules listed 
above until such time as the effective date of the respective final 

    Dated: November 6, 2013.
Ashwin Vasan,
Chief Information Officer, Bureau of Consumer Financial Protection.
[FR Doc. 2013-27337 Filed 11-20-13; 8:45 am]