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13-5461 - Frederick Smith, et al v. BAC Home Loans Servicing, LP, et al


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13-5461 - Frederick Smith, et al v. BAC Home Loans Servicing, LP, et al
January 15, 2014
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OPINION filed : AFFIRMED, decision not for publication. Karen Nelson Moore, Circuit Judge; Deborah L. Cook, Circuit Judge and James S. Gwin, U.S. District Judge for the Northern District of Ohio, sitting by designation.