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08-22695 - Fred Wayne Watkins and Joyce Lee Watkins


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08-22695 - Fred Wayne Watkins and Joyce Lee Watkins
December 19, 2008
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Memorandum of Decision (Opinion). APPROVAL NOT REQUIRED OF REAFFIRMATION AGREEMENT FOR CONSUMER DEBT SECURED BY REAL PROPERTY EVEN IN CASES IN WHICH THE INDIVIDUAL IS NOT REPRESENTED BY AN ATTORNEY (related document(s)15 Reaffirmation Agreement filed by Creditor HSBC Mortgage Services). (Adams, C)